First Time Buyer Full Turn Key Home QLD
Buying a home can be a daunting task, and if you are a first-time buyer, it can seem even worse. There are now solutions available which aim to make the whole process easier, these are known as full turnkey solutions. Although these solutions are provided by many developers, it is worth checking, as some have inclusions as standard that other developers regard as being extras.
As you are dealing closely with a developer, they aim to make the decision to use this as attractive as is possible, and many offer low deposits or incentives should you decide to purchase with them for your full turn key home.
Many developers have broken the process down into simple steps which can make things much easier, although, it is not guaranteed everyone will be eligible depending on their requirements.
Step 1 – Pre-Approval
Pre-Qualification Process – This normally deals with your financial standing and background, it may also include pre-tax earnings which need to be over a certain limit, and if you have been renting, how good is your rental history for the previous twelve months? Make it good.
The developers will normally have a choice of brokers available who can find a suitable mortgage, and they may not charge any penalties or higher rates if your deposit is low. At this point, you will also find the maximum amount that you can borrow. It is at this point, that your annual pre-tax earnings come into play.
Step 2 – Finding Land
If you have been pre-approved, now is the time for you to find that dream vacant lot of land in the community where you wish to live, and you may find some developers have dedicated teams of professionals who can help you with this step, and they will have enough knowledge to help you avoid paying more than you should when buying land.
Step 3 – Choosing Your Home
Many developers have various designs with which you can choose from, these can include multiple interior designs and colour choices.
You may find some developers include air conditioning, screens for the windows, stainless steel appliances and a high degree of energy efficiency. As for the exterior, landscaping may be included, with driveways, external concrete areas, termite barriers, and lawns.
These full, turn-key solutions can be a great alternative, especially if you are unsure of how to go it alone, asthey provide a lot of hand-holding, and aim to make things much simpler, but at the end of the day, the choice is still yours. There are many companies who provide these solutions, so a little research to find the best one which meets your needs is highly advisable.